CREDIT/LOAN OFFICER

Full Time
  • Full Time
  • Lagos
  • Salary: N120,000 - N150,000

Website PG CONSULTING

§  Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.

§  Collecting the needed financial documentation and assessing the client’s creditworthiness.

§  Approving or denying loan request and communicating same decision to both client and management.

§  Calculating and analysing the risk ratios of clients based on their credit score and financial history.

§  Ensuring loan applications are in line with the company’s financial policies, as well as State laws and regulations.

§  Responsible for collecting information about potential solvency of credit applicants.

§  Evaluate credit and investment risks of loans, guarantees and investment activities.

§  Identify, measure and mitigate the risk of new transactions and make recommendations regarding deal structuring, pricing with focus on financial intermediaries.

§  Setting credit policies, lines, standards, and procedures in collaboration with the senior management.

§  Answering the clients’ questions about the loan process, taking care of customer complaint and fixing them.

Qualifications / Requirements:

§  Fist Degree in Accounting, and Banking & Finance or similar field.

§  Minimum of 2 years’ experience as a Credit/loan officer.

§  Ability to work with loan management software.

§  Strong communication skills and proven customer service experience.

§  Hands-on experience with lending procedures and products.

§  Strong analytical skills.

§  Good decision-making abilities

§  Exceptional math skills

§  Ability to work under pressure as and when required.

§  Ability to create financial spreadsheet.

Salary Range

N120,000 – N150,000 Monthly

Qualified Candidates Should Attach CV and Passport Photograph and Send Their Applications with Cover Letter To:

jobs@pgconsultingng.com

 

Closing Date:  Wednesday, November 3rd , 2021

To apply for this job email your details to jobs@pgconsultingng.com